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The US government profits handsomely from those loans. It charges all borrowers — regardless of credit worthiness — the same interest rate. Federal data shows, it will earn $66 billion on loans issued between 2007-2012 and the private sector wants a piece of that growing money pie. Duarte Geraldino looked into the student debt refi market and as the experience of at least one very successful private lender shows, while refinancing can be a win for some, there will be some real losers.
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